21 September 2021

How Are Credit Scores Used?

The world of credit scores can be a confusing and overwhelming one, especially when people talk about how important it is without explaining what it can actually be used for. If you don't yet know your score, check credit score with Credit Sesame, and read on to learn more about how your score can be used in everyday life. 

Credit Scores Determine Credit Terms

There are several aspects of your financial life that get factored into a credit score, such as reliability making payments on time, having a long credit history, and using a variety of types of credit at a given time. A three-digit credit score based on these factors and more can help tell a story about the kind of person you are when it comes to money. 

High credit scores paint the picture that you are a safe bet to anyone who may want to loan you money or rent an apartment to you, as they demonstrate that you are reliable and responsible with money. They signal that you are likely to pay the money back in a timely manner. 

Low credit scores show that you may miss payments on a routine basis or take out more credit than you can reasonably handle. This signals that you may not be as reliable with paying back your credit balance, which can either scare creditors off completely or give you a loan with a significantly higher interest rate. 

Credit Scores and Mortgages

One of the most common reasons a credit score is used is to determine mortgage terms when an individual or family decides to buy a home or property. A person with a high credit score may be able to secure a 30-year mortgage with an exceptionally low interest rate, potentially saving tens of thousands of dollars in interest over the course of the mortgage. 

Those with low credit scores can usually still get a loan, but it will likely come with a much higher interest rate.

Insurance

Many insurance companies, whether car insurance, life insurance, or anything else, check credit scores before taking you on as a client. The insurance game is all about risk, and companies may be less likely to insure you if your credit score indicates that you may be a risky client. 

Car Payments

Most people can't afford to purchase a car with cash, so they have to take out a car loan with a bank or other creditor. This results in monthly payments until the car is completely paid off and owned by you outright. With low credit scores, your car may end up costing you thousands of dollars more than the original asking price because of high interest rates.  

Credit Card Terms

There are plenty of shiny new credit cards on the market that promise big rewards for people who spend large sums of money in the months after they sign up. When done correctly, rewards credit cards can provide plenty of benefits in terms of cashback, miles, or discounts. 

Unfortunately, the most credible and best rewards cards are reserved for those with very good or excellent scores. There are rewards cards available to people who don't have high credit scores, but their payouts are often less exciting and helpful. Either way, making regular, on-time credit card payments is vital for raising or maintaining your credit score. 

These are just a few of the many ways your credit score may be used throughout your life, and it's clearly important to prioritize raising your credit score if you are currently unhappy with where it sits. Raising credit scores takes a lot of diligence and time, but the payoff can be immense. 



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18 September 2021

Health Insurance Rates in Massachusetts

Choosing health insurance in the state of Massachusetts can be confusing for first-timers. There are many plans to choose from, so you should do a little research before selecting the plan that is right for you. Check out the information below to help you work through the process of choosing a health insurance plan in Massachusetts.

Different Costs

There are several costs associated with health insurance. These include premiums, deductibles, and co-pays. The premiums are paid monthly for continued health insurance coverage. Deductibles are a dollar threshold that must be met before the insurance company begins covering health care costs. For example, if the deductible for your plan is $500, you will be responsible for paying the first $500 of medical care for your family. Co-pays are the out-of-pocket expenses you will be responsible for paying for things like doctor's visits and prescriptions.

Comparing Plans

Before selecting a health insurance plan, be sure to compare Massachusetts health insurance rates. All plans are not created equally, so think carefully about your medical needs and the needs of your family before you choose a plan. If you are single and relatively young and healthy, you will likely need a different health insurance plan than someone who is aging with multiple health issues. Make sure you read all of the details of several plans before choosing which one will work for you. Specifically, if one plan has a low monthly premium but very high co-pays, will this work for you in the event that unforeseen medical expenses arise? Think about your financial and medical situations through carefully before making a decision.

Plan Eligibility

The Massachusetts Health Connector was instituted in 2006 and laid the groundwork for the Affordable Care Act. Those eligible for coverage through Massachusetts Health Connector are residents of the state of Massachusetts who are younger than 65 years of age and meet the income thresholds.

Necessary Information

You will need certain information to apply for healthcare assistance in Massachusetts. This includes social security numbers, federal tax returns, employer and income information, information related to any other health insurance plans you are enrolled in. 

Applying for a Plan

You can apply for a health care plan in Massachusetts online, via phone, fax, mail or in person. The fastest way to apply is online. You can quickly create an online account in just a few minutes. You will then need to fill out the application using your personal income and financial information.

Next Steps

Once you have applied and been approved for coverage through MassHealth, you will need to select a plan. Carefully consider several options before choosing the one that fits your needs. Once you have chosen a plan and have received confirmation that it is current, you can begin using your health insurance benefits.

If you are in need of health care in the state of Massachusetts, try following the steps above to see if you are eligible for assistance with your coverage. Be aware of the different costs, compare a few plans, check your eligibility, gather necessary documents, and apply for a plan.



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26 August 2021

7 Tips for Shopping Online

There are many reasons why a person should consider shopping online, since it’s an easy, faster, and convenient way to buy products. However, it would help if you remembered that online shopping is also risky due to phishing attacks and fraud. Therefore, you should exercise some precautions. So, to avoid potential harm, the following are some tips you can use when shopping online.

Use Secure Internet Connections

Recommendable sites use technologies like Secure Socket Layer (SSL) that encrypt data when transmitting. So, if you want to know whether such tech is in use, a lock icon is usually displayed on your browser window. You should also ensure your web page starts with ‘’https’’. Lastly, avoid sending your credit card information through email.

Seek Services from Reputable Companies

Nowadays, many businesses sell their products online. Furthermore, some businesses allow their clients to return merchandise to their stores rather than shipping it back. When purchasing from a strange store, you should conduct some research. You can check their reviews from online platforms such as Better Business Bureau, or you can seek referrals from friends or family members.

Be Skeptical

Some deals seem too good or untrue. Therefore, you should be aware of search deals since some of them may be fraudulent. If a business has no number listed on its site, consider doing business with another company. You can also take some minutes to research the company through search engines using the name of the website plus the word ''scam''.

Enquire About the Shipping Charges

Shipping costs, particularly for next-day deliveries, can make the total buying price more than you had anticipated. However, you might be lucky since you may come across a deal with free delivery. These deals are common for specific products, during holidays, purchases over a certain amount, or products with a coupon code.

Protect Private Details

A reputable site should provide their clients and prospects with their privacy policy explaining how they handle clients' details. Therefore, you should take your time to read this information. Do not use the site since some sell data to third parties if you disagree with the policy. Besides, avoid providing unnecessary information or private details even if you don’t have any objection.

Check the Return and Refund Policies

Various companies have different refund and return policies based on their industry. Therefore, before shopping for your goods online, you should be aware of issues like how you can return unwanted products, the duration of the return, whether you will get a full return or not, or who pays the shipping cost. Besides, Joseph Ribkoff tops recommend you to call a retailer before shopping.

Keep an Order Copy for Your Records

After making your order, a site usually provides the transaction details. You should therefore print a hard copy or keep a PDF on your laptop or phone. A site may also provide a link to check and confirm the delivery status.

Shopping online can be an easy and convenient way of doing business. However, there are also some risks. The above are some tips you can use to shop online.



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24 August 2021

Simple Tips for A Perfect Move

Moving homes can be very overwhelming and tedious. Not only do you need to make sure everything is set up at your new house when you move, but you also need to make sure you wrap up everything well at your current, soon-to-be-former place. 

With so many small, moving pieces to handle, it’s highly likely that something will fall through the cracks. This doesn’t have to be the case for you, though. As long as you diligently plan your move, and get the right kind of help for it, you should be able to pull it off seamlessly. 

That said, here are some of the more important tips you can use, so that you can ease the worries that most commonly plague home movers.  

Don’t Bring Everything With You

The best way to ensure that you won’t be bringing too much unnecessary stuff with you to your new place is to get rid of them while you’re still at your current one. Auditing the items you have, and then editing them, should help you know what you have, what you need, and what you can let go of. 

Not only does this exercise allow you to declutter, but it will also help you make an easier move, because of the lighter load. 

Start Packing Small

You may be surprised, but it’s the small things that can make packing for a move incredibly hard. This includes the fragile items that must be carefully packed, and individually, so that they don’t break.

When you start packing the small items, make it so that they will already be segregated into different boxes. This way, it’s easier for you to identify which box with what items go where. It’s also best that you set aside a time (even just 30 minutes or an hour will do) each day to pack these items. That way, you’re continually making progress, until such time that you’re ready to move on to the bigger items. 

Hire Professional Movers

Consider yourself lucky if you’re only moving within the same city. Not only does this make for cheaper moving rates, but it’s also a lot more convenient for you. Regardless, however, moving to another place, no matter how relatively close it is to the place you’re moving out of, it’s still recommended that you hire professional movers. 

They can take care of packing your items, loading them onto the truck, and making sure that they are delivered safe and sound, wherever your new place may be. Especially if you have a lot of items, or you’re moving on your own, an extra pair of hands or two would prove to be very helpful. 

Too many a time, homeowners regret not hiring professional movers, such as in Montreal or elsewhere, because they broke or lost items. Also, doing things by yourself can be very tedious as it is. Getting help, in this case, is totally warranted. 

Give Yourself Enough Time

The last thing you want is to be cramming when you start moving. It’s advisable that you set a timeframe for how long you’ll spend packing, moving, and unloading at your new place. This will ultimately depend on how much stuff you have, but the professionals can take care of that for you as well. 

Another important note: do not move at the last minute, when your lease officially ends. It’s better to move a few days early, so that at least you still have some time to come back to your old place, in case there are some more loose ends you need to tie up.



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11 August 2021

What Are the Treatment Options If You Are Diagnosed with Anxiety?

Mental health issues are more common than many people realize. Therefore, if you have been diagnosed with a mental health issue, it is important to work with a trained mental health professional to find a treatment option that will work for you. One of the most common mental health issues people suffer from is anxiety. Anxiety has the potential to have a serious impact on your quality of life.

Fortunately, there are plenty of treatment options available as well. It is important to take a look at the resources that are available on UnwindingAnxiety.com. Then, work with a trained mental health professional to put together a comprehensive treatment plan that has been customized to meet your needs. 

Lifestyle Management Works for Many People

First, it is important to understand that some people will require invasive treatment. There are plenty of lifestyle changes you can make that might be able to improve your ability to manage anxiety. For example, you can make it easier for you to manage anxiety by getting enough sleep at night. You need to get between seven and eight hours of sleep every night. If you are having difficulty reaching this number, you may have a harder time managing your anxiety. 

It is also important for you to think about stress management. Stress is one of the most common causes of anxiety. There are plenty of healthy outlets that can help you manage your stress. For example, you may want to meditate every evening before bed. Or, you may want to Institute a regular exercise regimen. If you have an easier time managing your stress, you might notice that your anxiety symptoms start to fade into the background. Focus on stress management to improve your anxiety symptoms.

Some Individuals Require Long-Term Therapy

Even though lifestyle changes are enough for some people, there are also individuals who might require long-term therapy. Therapy comes in many shapes and forms, so it is a good idea to work with a mental health professional who can customize your therapy plan to meet your specific needs.

There are several goals when it comes to therapy. One of the biggest goals is to help you get to the root cause of your anxiety. By eradicating the root cause of your anxiety, you might be able to prevent your symptoms from getting worse. In addition, therapy can help you develop the coping skills you need to manage anxiety attacks better. If you can find a way to cope with your symptoms as they arise, you may be able to maintain a high quality of life. As you go through therapy sessions, you may find that it gets easier to manage your symptoms.

Prescription Medications Can Help in Certain Situations

Furthermore, there are some individuals who might require prescription medications. Even though there are lots of medications that could be helpful for managing anxiety, one of the most common medication classes is benzodiazepines. There are some individuals who take long-acting benzodiazepines every day in an effort to manage their symptoms. Then, there are some individuals who only take short-acting benzodiazepines to prevent panic attacks. 

It is important to speak with your doctor in detail about taking benzodiazepines. Every prescription medication has the potential to cause side effects. Therefore, you need to make sure you can manage these side effects if they arise. Prescription medications can be helpful in certain situations; however, they are not for everyone. There are other medications that might work better for some people. If you want to learn more about medications for anxiety, you should talk to a doctor.

Develop a Strong Treatment Plan for your Anxiety

These are just a few of the many treatment options that are available for anxiety. If you have been diagnosed with anxiety, it is critical to work with a mental health professional who can help you develop a comprehensive treatment plan. Remember that this is not something you have to go through a lot on. You need to rely on your family members and friends to create a strong support system for you. Then, remember to work with a mental health professional who can place you in the best position possible to manage your anxiety. 



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How to Reinvent Your Kitchen with Shaker Style Cabinet Doors

A religious group that went by the name 'The Shakers' immigrated to the US in the 18th century. They were quite well-known for their ability to construct minimalistic and practical furniture that could last for decades. 

Ironically, their designs inspired the modern-day shaker-style cabinet doors. The simplicity that The Shakers incorporated into their furniture is the cornerstone of the modern shaker-style cabinets. 

Kitchen cabinets were introduced for kitchen interiors in the 20th century. Since then, they’ve made all kitchens more organized and better looking. They are also an easily affordable way to remodel your kitchen to give it a different look completely. With new designs evolving in kitchen interiors, you'd want to choose the right cabinet doors that complement the aesthetic of your kitchen and provide durability. 

What is a Shaker-Style Cabinet? 

Shaker-style cabinet doors have one feature in common. They have a flat, recessed center panel surrounded by simple edges, and they even have elegant designs on them. They're commonly a five-piece door that opens at the center. 


They are one of the most popular kitchen cabinet door styles because it has easy upkeep and looks attractive in any kitchen. Their versatility and utility also make them appealing for many people who want to remodel their kitchen without involving contractors. 

Deciding the Right Design for Your Kitchen 

Whether you have a classic, modern or transitional kitchen, shaker-style cabinets are ideal for any kitchen design. You won’t have to remodel your whole kitchen just to because you want to install new cabinets. 

You could break the monotony of your kitchen interiors, whether it’s all white or black, by adding in a pop of color with your shaker-style cabinets. If you have colored flooring and modern d├ęcor in your kitchen, you might want to consider adding neutral-colored simple shaker-style cabinets in white, black, or beige. 

Natural materials are also another timeless design feature that can be incorporated into your kitchen. Whether you choose to get your shaker-style cabinets in oak, maple, hickory, or any other type of wood, you can use different wood polishes to give it a different color when you’re looking for a slight upgrade. 

You could also change your kitchen aesthetic by adding glass inserts where the recessed center of the traditional shaker-style cabinet is. This will give a modern edge to your kitchen and make your kitchen appear more spacious. 

You can add different finishes for hardware like silver, gold, or rose gold for your kitchen cabinets to spruce them up from time to time. Many people also choose handmade knobs instead of handles for these cabinets. 

Different Types of Cabinet Doors 

Whether you’re looking for a simple design or decorative edges on your cabinet doors, you can find a shaker-style option that will be suitable for your needs. Besides design, you can also find these cabinets in a multitude of colors. 

One of the benefits of having this type of design is that you can easily paint over these doors to match your new interior whenever you're remodeling. 

For kitchens with modern and minimalistic elements, get cabinet doors that have a little bit of design on the edges to add flair and sophistication. 

Affordability 

Shaker-style cabinet doors are an inexpensive option to spruce up your kitchen. If you are on a particularly tight budget, you can choose a budget-friendly alternative wood for your shaker-style cabinet. 

The best way to save on costs with shaker-style cabinets is by getting inexpensive wood, but if you consider how long these cabinet doors will stay in your kitchen, you might want to get a pricier option. 

Since you can change them when remodeling your kitchen through different hardware or paint, they end up making a great long-term investment for your kitchen. 

Get the Perfect Cabinet Doors for Your Kitchen 

If you’re planning on selling your home later down the line, getting shaker-style kitchen cabinets can be a good choice because they are classic and won't go out of style for any kitchen interior design. 

The straight lines and recessed centerpiece that are the trademarks of a shaker-style cabinet door can belong to any type of kitchen, whether it’s a coastal blue or a modern white and black interior. 

For many people, when they think of cabinets, they think of shaker-style cabinets. That is how classic and timeless this style is. When in doubt, you can always trust that installing shaker-style cabinets will be a good choice. Buy your cabinets from a trusted supplier, and don't hesitate to ask for guidance if you can't decide the right style for your requirements and budget.



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8 August 2021

Exciting Gifts your Tween will Love on her Birthday

 It’s true that children don’t stay little for long, and as they enter their tween years, things change even faster than before. Their personalities, style, friendship groups, even their goals and aspirations seem to change daily. This constant state of change doesn’t just make it difficult for you to keep up with what’s going on in their minds, it also makes gift-giving incredibly complicated!

Your tween girl still loves her stuffed animals, but she no longer spends hours playing with them. She wants her own independence, yet the thought of her having free reign with smartphones or even online gaming makes you nervous! Choosing gifts for 12 year old girls isn’t easy, but it doesn’t have to leave you scratching your head either. Below, I’ve gathered my favourite tween-friendly gifts that your teenager in the making will love to receive on her birthday, and gifts that you’ll enjoy giving. Check them out!

Instant Print Cameras

Your tween probably already has a smartphone that she uses with supervision, or when she’s out with friends or walking home from school. Her photo reel is probably full of selfies and lots of great memories with her friends. So, how about gifting her something a little more old-school, so she can enjoy her pictures more? Instant print cameras – much like the polaroid ones we shook back in the 90s - are making a comeback and have had a 21st-century makeover. Your tween can snap away and have physical photographs that she can cherish forever and even decorate her room within seconds!

Wireless Headphones

Whether she’s streaming movies in her room, watching content on YouTube, or studying for school, gifting your tween a pair of wireless and noise-cancelling headphones for her birthday, makes enjoying music, gaming or streaming much more enjoyable. Consider wireless options such as over-the-head headphones or earbuds to prevent those wires from getting tangled or damaged.

A Journal

Did you have a journal or a diary when you were younger? It may sound a little dated, but having somewhere to write down thoughts, feelings, aspirations and even practice gratitude is something that still resonates with young people today. Gifting your tween a journal with some beautiful stationery allows her to capture her emotions and take a step away from technology (even if it’s just for a little while).

Gig Tickets

Has your tween been to their first concert or gig yet? Experiencing a live music performance in a huge arena is a rite of passage for all tweens. Whether they want to go with their friends and have you holding their coats while they scream and sing-along or they’d prefer you to be waiting for them in the car park where you can’t embarrass them, it’s their choice! Either way, you’d be gifting them, not just a present, but also a life-long memory that they’ll cherish forever.

Final Thoughts…

Kids don’t stay kids for long, however, with the right gift for your tween girl, you can still evoke the magic and love that comes from gift-giving, no matter how old they might be. 

 

 



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16 July 2021

4 Ways to Take Care of Your Roof

It can be very easy to ignore our roof. As the saying goes: out of sight, out of mind. But homeowners who don’t think about their roof — and the ongoing care it may need — will only experience even bigger problems down the road, including leaks, which can cause major and costly damage to the interior of your home. 

If you’re a homeowner who isn’t sure what roof maintenance should look like, here are a few tips to keep in mind.

1. Roofs need to be inspected. Most homeowners are not aware, but your roof should be inspected by a professional twice a year, according to the National Roofing Contractors Association. During these inspections, your roofing professional will look for loose or damaged shingles, sagging, mold and rot, water damage, and holes. If they find damage, they will advise you on fixes or the next steps. 

2. Roofs have to be replaced. Roofs are made out of a variety of materials and this, along with any damage, will determine when they need to be replaced. Based on the material of your roof, the typical lifespan is:

  • Asphalt Shingles: 15 to 30 years
  • Composition Shingles: 12 to 20 years
  • Wood Shingles: 20 to 25 years
  • Rubber Roofs: 30 to 50 years
  • Metal Roofs: 50 to 75 years

3. Roofs should be inspected after a major weather event. There are several weather events that can cause significant damage to your roof, including high winds and tornadoes, thunderstorms, hailstorms, and heavy snowfalls. If your home goes through one of these events, and you are concerned some damage may have been done, it’s important to bring in a professional who can help you inspect for potential problems. Left unfixed, these problems could lead to leaks and mold growth. 

4. Roofs need care. There is some easy do-it-yourself maintenance you can do to help maintain the quality and integrity of your roof. Start by making sure your gutters remain clean and free of debris. This is especially important before a storm so that your gutters don’t fill with water, which can get clogged and lead to rot and other damage. In addition to cleaning the gutters, it’s also important to make sure that trees that may hang over your roof remain trimmed, so they can’t fall on your roof or cause damage to your roof. 

The last thing you can do to help maintain your roof is to check your roof’s insulation. Proper insulation and ventilation in your attic will help to ensure your roof stays in good condition by ensuring during those cold winter months ice dams and an excess of moisture do not form. This will help extend the lifetime of your roof. 

Keeping your roof free and clear from any potential hazards and providing that ongoing care is the most important thing homeowners can do to extend the roof’s life. This is especially important because the cost of a new roof can be expensive. 

For help maintaining your roof, visit https://www.loaconstruction.com/



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13 July 2021

3 Keys To Getting the Most From Music Lessons

Thinking about music lessons takes many people back to childhood and walking to the local music teacher's house for their hour a week followed by days of failing to practice.  Whether you're looking to get into music lessons for yourself or you're introducing your next generation to music, here are three keys to getting the most out of learning music.

Find Live Lessons

There are a lot of videos available online that can give you the basics of an instrument, but nothing replaces the interaction of a live lesson. If you aren't comfortable going to someone's home, much less sending your child off to a stranger's, remember that an online lesson doesn't have to mean a recorded lesson.

Companies like Forbes Music Company offer online piano lessons with live teachers, world-class instructors and allow you to choose your own musical style. Online lessons mean you can find the best teachers, not just the best teachers in your area.

Live lessons can increase focus during the time you have and it gives you time for real feedback on your progress. Without live feedback, it can be difficult to gauge your progress and you may not catch mistakes until they've turned into bad habits.

Keep Up the Practice

It was true then, and it's true now: you've got to practice. Online piano lessons or in-person lessons should be the moments that expand your horizons and demand more of you, but the only way that lessons can take you to the next level is if you practice on your own time to meet the demands of the level you are on. 

For kids, making sure they devote time to practicing can help them develop good habits that will last a lifetime. Kids will have to schedule a time to practice their music which helps them practice scheduling and time management on their own. It also helps develop a growth mindset. Kids learn that it takes work to grow and improve and effort is the key to success, not just natural gifts.

Focus on the Benefits  

A growth mindset is only one of the benefits of learning music. Whether it's for yourself or a child, it's important to remember that not everyone will be great at music, but everyone can benefit from the lessons beyond music that learning music offers. Music actually enhances children's brain function. Even older adults were shown to have improved memory and cognitive function after six months of lessons. 

Focus on learning discipline, patience and time management. Focus on the stress relief and lower blood pressure learning an instrument can provide. For students who do have some talent, it can also increase their self-esteem and become a way to connect with others. Playing music can bring people together in social settings and learning to play music makes you the key to connection.

There's never a bad time to start learning an instrument and with these three keys, you can make the most of learning that will benefit you now and in the future.

 

 



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3 July 2021

How To Dazzle on Your First Date

First dates are a complicated dance. You’re excited, but you want to seem relaxed. You want to sound smart, but not arrogant. You don’t want to come on too strong, but too much restraint can make you look uninterested. There’s a lot of pressure, and when you’re in the thick of it, you forget that you’re supposed to be having fun. Follow these rules to help you survive your first date and hopefully secure your shot at a second.

Don’t Monopolize the Conversation

First dates can be awkward and if your date is a little shy, you may feel like you need to carry the conversation to move things along. Just remember to ask questions and show genuine interest in your date’s life. Only talking about yourself comes across as self-aggrandizing behavior. If you don’t know where to start, ask about work and hobbies. Make sure to use active listening skills like non-verbal communication to let your date know you’re hanging on every word.

Staying in? Cook a Meal Together

Entertaining at your place is a great way to impress your date. It’s also a great opportunity to break the ice and see how you work together in the kitchen. Just make sure to do a little prep work, unless a trip to the grocery store is also on the itinerary.

Going for one of those modern virtual dates? You can still enjoy a home-cooked meal and lively conversation via Zoom. Spice it up a little by sharing your Moscow mule recipes while you each cook separately, together. If it goes well, maybe your next date will happen in a shared space.

Respect Your Date’s Space

If you go the traditional route and forgo the virtual first date, then you should still keep your hands to yourself. Excessive touching on a first date sends a message that you’re handsy with all your dates, which can be a little creepy. If you’re really interested, give your date some space and let your chemistry bring you together organically.

Keep It Lighthearted

The first date probably isn’t the place to dive deeply into personal ideologies or political opinions. Tell some jokes. Be funny and flirty, but not crude or offensive. Find something you have in common that you can laugh about, like a favorite comedic movie or TikTok channel. Laughing together helps to break the ice before you get to know one another on a deeper level.

Don’t Balk if Your Date Offers To Pay

Not everyone is looking for a provider, and one of the first signs of your date’s intentions is when there’s an offer to split the check. Don’t be offended by someone wanting to chip in. It just means you’ve got an independent person on your hands who wants an equal stake in a relationship. If you’re dead set on buying dinner, then let your date cover ice cream or the movie tickets.

Dress Like You Care

Attire is another area you want to carefully consider. You want to be comfortable so you can focus on your date, but you don’t want to look like you just rolled out of bed. Practice basic hygiene: shower, shave and brush your teeth. Choose clothing items that are clean and wrinkle-free. Make sure to follow any guidelines set in place by the restaurant or venue for your date, but make sure you look and feel like yourself.

These rules also apply to virtual dates. Leave that tattered college hoodie on the floor and put in a little effort.

Use these guidelines to help you relax, but don’t think you need an outline or script for your first date. Just relax, let the event play out organically and try to have a great time.

 



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