20 May 2015

Sneak peek at the house

We've gone unconditional on the house! I know the house-buying process is different in every country, but how it happens here is that you see a house you like, put in an offer to the owner via the estate agent if one is involved, or in our case directly to the owner as it's a for-sale-by-owner property, and negotiate until both parties agree on the price.

This offer is considered conditional - you can specify which conditions you want met before going ahead, usually a builder's report and LIM report (it's a land report from the council dealing with information like flooding, council resources on the land, etc). You can pull out if things come up in the reports that you don't want to deal with, or renegotiate with the vendor.

As I mentioned, our building report came back saying that the house and garage roofs both needed immediate replacement, and the gutters needed cleaning out, and the hot water tank is 56 years and also needs replacing. We renegotiated a lower price with the vendor and then all we were waiting for was the LIM report. That came through yesterday and everything in it was fine, so we went unconditional - both parties are locked in now, and we pay a deposit to the vendor.

All that has to happen now is the bank fronts up their share of the money (mortgage), we supply the rest of the deposit, and transfer of title takes place and the house is ours. It's been such smooth sailing and SO much less stressful than the process in England, where the entire chain of house buyers and sellers can collapse at the last second, even on moving day!

Okay, so all of that waffle aside, I'm sure you're dying to see the house, judging by a few comments I've had on Instagram, Facebook and YouTube.

The house was built in 1961 and it's a 3-bedroom weatherboard home with a cinderblock garage, and sits on half an acre with mature trees, including an apple tree, plum tree, and apricot tree. We are so excited to get in and begin tweaking it! The number one deal-breaker when we were looking at houses was indoor-outdoor flow - we wanted at least one living area (dining room or kitchen or living room) to look out and have access onto the back garden. This house has it in spades! The dining room and living room both have French doors onto the sun drenched patio, from which the garden extends.

At last, here are some photos to give you a glimpse (I didn't take the photos, a friend of the vendor did).

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I feel like I'm constantly (at least in my head) squealing like Cher at the end of this clip ("Project!"):



Not long to go now!!! We move on Monday!


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24 comments:

  1. Congrats Jen, it's a lovely house. I can't wait to see your tweaking. :) The kitchen is a similar layout to your current one! xx

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    1. Thanks, I can't wait to get stuck in!

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  2. Love it! How exciting for you, good luck with moving day. I think the NZ buying process is so much easier than it is up here. I'm always saying to people up here, when you agree to buy, you should be signing something to say that. And I don't know why we don't get the whole chain thing happening in NZ, but it doesn't happen does it? Any ideas why? Here in the UK it's a blimmen nightmare with chains and guzumping lol!

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    1. Thank you. It is so much of an easier process and should be like this in the UK too! I can't believe they still allow that stupid chain situation and gazumping!

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  3. Here in the US we use either a title company or a lawyer to handle the transfer of ownership and actual sale, where you sign paperwork accepting mortgage responsibility and paying the owners for their house. The process with the bank to get approved for the mortgage normally takes 30 to 45 day, but it can take even longer. How long is the normal mortgage process there?

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    1. We are using a conveyancing solicitor - I should have mentioned that. The mortgage approval was so laid back (as is everything here in NZ) - basically Grant just phoned to make an appointment to go in and talk about mortgages and they did it all over the phone right then!! So one phone call and they were ready to go, they were just waiting for us to go unconditional before providing the money. So easy and simple.

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    2. Can Lisa and I, as Americans, just DIE at that reply?! A telephone call? I'd have to bring in my entire life history and my firstborn to be approved over here lol (And those over here that WERE more relaxed about it approved mortgages for people who couldn't afford them, leading to a fantastic real estate crash a few years back).

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    3. LOL the joys of living in laid-back NZ!

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    4. WOW!! Sounds like the hardest part is finding the house and going unconditional, which is the way it should be.

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  4. So, so excited for you!! I pray you live there FOREVER! (I dare say! lol) Looking forward to your 'tweaks' and vlogs of those tweaks :)

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    1. That's the plan! And of course I'll be blogging and vlogging my way through it all :)

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  5. It looks gorgeous. I can't wait to see how you make that house a home. Looking forward to seeing all of your special touches you put on it! Are the boys excited? I'm guessing yes, but know that change is hard- even if it is good change. Hoping everything goes smoothly!

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    1. Thank you. Noah is very excited; Daniel would rather not move and leave his friends, but he is quite pragmatic and is okay with it.

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  6. Congratulations. I can't wait to see how you fix it up! You always do such nice things!

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    1. Watch this space ...!

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  7. Congratulations on your dream coming true.

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  8. It is gorgeous! Love the hardwood floors, all the windows and all the light! Congratulations :-)

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    1. We are thrilled with the wood floors - the first thing we would have done is rip up the carpets to expose the floors so we are happy it has already been done.

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  9. Hooray! I love all that bright, beautiful light. I'm so excited to see how you decorate :)

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  10. I love all the natural light! And your large yard with orchard trees. So pretty.

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  11. Thank you, we are very excited.

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  12. cute house

    http://www.amysfashionblog.com/blog-home

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